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model remains largely untested in economic downturn and number of scandals both in Britain and abroad have caught regulators attention and left many dubious about industry The model remains largely untested in an economic downturn and a number of scandals both in Britain and abroad have caught regulators attention and left many dubious about the industry NegativeLONDON One of Britains largest peertopeer lenders Zopa said on Thursday it had raised 60 million pounds from investors its biggest funding round so far and the last before it becomes a fully fledged bank http://www.reuters.com/finance/dealshttps://www.reuters.com/article/us-zopa-equity/uk-peer-to-peer-lender-zopa-raises-79-million-ahead-of-bank-launch-idUSKCN1ND0012018-11-09